Hello everyone and welcome to my page about online payday loan cash advaces from LoanPoint.com. The first thing I would say is if you haven't already read my payday loan cash advance story yet, I would encourage you to. Its a good example of how using cash advances can cause you big financial problems if you aren't responsible. However, there maybe a time when a cash advance pay day loan is the only option that makes sense for your situation. LoanPoint.com is a lender I would recommend if you are looking for a loan in the neighborhood of $500 to $700 (at least that's what they gave me).
When I applied to LoanPoint.com online, it was easy, fast and very painless. I have only done one loan with this company but I never had any problems. Keep in mind this company only takes out the interest until you notify them online or call them that you want to pay off you whole balance. So from that standpoint, it can be a blessing or a curse depending on how you use it. Just remember to be responsible with these types of loans and pay them back quickly. Additionally and just as important, don't borrow more than you need! This isn't free money and you have to pay it back with serious interest! But overall I would recommend these guys as long as you understand the parameters of the repayment schedule. My advice after you get a loan from them is to logon to the online interface and indicate that you want to pay off the whole balance on your next paycheck. This will minimize your interest and keep you out of the "loop of death" which is where your paycheck is gone before you get it.
Here are some other direct lenders that offer pay day loans / cash advances that I have personally used:
(some of these require you to fax your information, others are faxless. You can always use efax if you don't have a fax machine to apply for your online cash advance / payday loan)
